Four plans. One mission.
Conquer your credit.
From a basic cleanup to full legal escalation, there is a plan built for exactly where your credit stands today.
Discounts do not stack. Applies to Silver, Gold, and Platinum only.
Essential credit cleanup: personal info, inquiries, charge-offs, collections, and closed accounts.
- Up to 7 negative accounts
- 4 month program
- Personal info and mixed file corrections
- Inquiries not tied to open accounts
- Charge-offs and duplicate collection reporting
- Collections disputed with credit reporting agencies
- Closed accounts
- Credit building guidance
- Self service secondary agency opt outs
- Client portal access
- Late payments, bankruptcies, repos
- Evictions, child support, public records
- Legal escalation, CFPB, phone disputes
- Strategy calls, refund policy
Full dispute coverage with unlimited rounds, late payments, repos, and a 6-month money-back guarantee.
- Everything in Bronze, plus
- All negative accounts included
- Unlimited dispute rounds
- 6 month program
- Late payments
- Repossessions
- CFPB complaints included
- 6 month money-back guarantee
- Bankruptcies, evictions, public records
- Dedicated manager, phone disputes
- Motion defense, strategy calls
Everything in Silver, plus bankruptcies, dedicated account manager, and phone disputes.
- Everything in Silver, plus
- Bankruptcies
- Active LexisNexis disputing
- Secondary agency opt outs handled
- Dedicated account manager
- Priority support
- Live phone disputes for instant wins
- 1 motion defense if sued
- Strategy calls by request
The full package: evictions, child support, public records, CoreLogic, ChexSystems, and strategy calls.
- Everything in Gold, plus
- Evictions, child support, public records
- CoreLogic and rental agency disputing
- ChexSystems and Early Warning Services
- Business credit guidance
- 2 motion defenses if sued
- 2 strategy calls with the owner
Additional services, available on any tier
Attorney Packet
$250
Review RequiredSummons Defense
$150
Review RequiredHow it works
Three steps from enrollment to results.
Free consultation
We review your credit and build a clear plan for exactly what needs to go and how we get there.
Dispute and enforce
We file disputes, document every response, and escalate when the law is not followed.
Your score climbs
While we work on your file, we educate you, help you build your profile, and answer every question along the way until your credit is clean and ready to leverage.
Frequently asked questions
Credit repair is the process of identifying and disputing inaccurate, incomplete, or unverifiable information on your credit report. Under the Fair Credit Reporting Act, you have the legal right to challenge any information that is not being reported accurately.
Most clients see changes within the first 30 days. To see drastic changes, on average it takes three to six months. During that time we are helping you build your profile, educating you, and pursuing legal action when needed.
Bronze covers the basics. Silver adds late payments, repos, unlimited rounds, and a money-back guarantee. Gold adds bankruptcies, LexisNexis, a dedicated manager, and phone disputes. Platinum adds everything: evictions, public records, CoreLogic, ChexSystems, strategy calls, and business credit guidance.
Once a bankruptcy is dismissed or discharged, it is eligible to dispute. All accounts attached to that bankruptcy must be reporting 100% accurately. If not, we can dispute those. Bankruptcies are included in Gold and Platinum.
Silver, Gold, and Platinum all include a 6-month money-back guarantee. Details are provided during onboarding.
Yes. Military members receive $100 off Silver, Gold, or Platinum. Couples signing up together each receive $50 off. Discounts do not stack.